Fast track your business cash flow


Turn unpaid invoices into cash for your business needs.

Extended payment terms, seasonal capital needs, unexpected costs or opportunities. There are many reasons why cash flow can become an immediate business finance need. When timing is critical and flexibility mandatory, Fifo Single Factor is an ideal solution.

Purpose-fit for businesses who:

  • Deal with long customer payment terms
  • Manage a seasonal sales cycle
  • Have lean cash flow and need to access cash
  • Prefer not to secure business lending with real estate
  • Are new and/or growing, and can’t access traditional lending facilities
  • Have growth opportunities that need a cash injection
  • Can benefit from early paying supplier discounts
  • Have a high concentration of their business with one or more customers.

4 Steps for Immediate Cash Flow



You have unpaid invoices and need funding for short term cash flow.




We discuss, work out what you need and for how long, and verify the details.




We transfer funds – usually within 24 hours – based on the value of the invoices.




When due, your customer pays the value of the outstanding invoice/s to us.


  • Use one invoice as security or many – you choose
  • For funding needs between $5,000 and $500,000
  • No real estate security required
  • First time approval between 24 and 48 hours
  • Subsequent funding in as little as 4 hours
  • Straight-forward set-up and process
  • Complements your existing banking facilities

Download FULL BROCHURE here


Our contact details:

Mike Robinson
Mob:  0428 624 916
Tel: (07) 4795 2835
Fax: (07) 4751 8790

What Our Clients Say...

Wonderful customer service. We trust the collector we have been using for many years and rely on her advice before we proceed on any legal matters. The litigation Lawyer used at CSM has helped us out of some diffilcult transport issues.

David Kerim, OMB Enterprises/Moura Transport

CSM has a fantastic understanding of our specialised industry and designed our credit application years ago. Debts are dealt with promptly, you can never loose with a policy of “NO COLLECTION NO FEE".

Albert Hendricx,DirectHit Trenchless

Mike and the crew at CSM have dealt with our complexed debts in a professional manner and the results speak for themselves. In these troubled times it is reassuring to know someone will give you honest advice, keep up the good work. We have used various debt collection agencies before but the experience and knowledge offered by CSM has kept us with them for many years.

Kerrie Edwards, Big Hammer Building Centre

CSM understand the nature of our business; and the service and communication has always been great. I would not hesitate to recommend their services to any potential clients. CSM have done a excellent job in helping the Hospital keep on top of our outstanding debts.

Julie Hunter, Maryborough Hospital