Building business with smart finance


Could accessing an unsecured business loan transform your business?

Working capital, equipment purchases, creditors, wages or one-off unexpected expenses and more. When purpose fit lending designed for small and medium business is needed, Fifo Smart Loan is the ideal solution.

Purpose-fit for businesses who:

  • Need cash but their existing line of credit is already at its limit
  • Want to avoid using real estate as security
  • Manage fluctuating cash flows i.e. seasonal businesses
  • Only want to access the cash for a short period of time
  • Are new and/or growing, and can’t access traditional lending facilities

4 Steps for Immediate Cash Flow



We talk through your business needs and plans. Expert thinking, complimentary.




We discard the traditional checklist and take a 360 degree look at your business.




We discuss terms, rates, fees and security, and complete our simple paperwork.




We advance your loan amount within 24 hours of application approval.


Loans for working capital, equipment purchases, creditors, wages or one-off unexpected expenses – purpose fit lending designed for small and medium business.

  • For loans of $5,000 to $500,000
  • Terms between three and 12 months
  • Weekly, fortnightly or monthly repayments
  • Secured by invoices, stock or other
  • 48 hour turnaround on completed application

Download FULL BROCHURE here


Our contact details:

Mike Robinson
Mob:  0428 624 916
Tel: (07) 4795 2835
Fax: (07) 4751 8790

What Our Clients Say...

CSM has a fantastic understanding of our specialised industry and designed our credit application years ago. Debts are dealt with promptly, you can never loose with a policy of “NO COLLECTION NO FEE".

Albert Hendricx,DirectHit Trenchless

CSM understand the nature of our business; and the service and communication has always been great. I would not hesitate to recommend their services to any potential clients. CSM have done a excellent job in helping the Hospital keep on top of our outstanding debts.

Julie Hunter, Maryborough Hospital

Mike and the crew at CSM have dealt with our complexed debts in a professional manner and the results speak for themselves. In these troubled times it is reassuring to know someone will give you honest advice, keep up the good work. We have used various debt collection agencies before but the experience and knowledge offered by CSM has kept us with them for many years.

Kerrie Edwards, Big Hammer Building Centre

Wonderful customer service. We trust the collector we have been using for many years and rely on her advice before we proceed on any legal matters. The litigation Lawyer used at CSM has helped us out of some diffilcult transport issues.

David Kerim, OMB Enterprises/Moura Transport